Showing posts with label credit. Show all posts
Showing posts with label credit. Show all posts

The United States Coronavirus Stimulus Checks and latest Child Tax Credit

 

Important Information about the First Coronavirus Stimulus Checks

There are important things you need to know regarding the US Coronavirus Stimulus checks.

Question: When did the first stimulus checks come out?

Answer: The first U.S. stimulus checks were issued on April 11, 2020.

Question: How much were the first stimulus checks?

Answer: The first U.S. stimulus checks were $1,200 for individuals with an Adjusted Gross Income (AGI) less than $75,000 and $2,400 for couples with a combined AGI less than $150,000. Each qualifying household could also claim an additional $500 for up to three dependants under 16 years old.

Note: Those that filed direct deposit on their 2018 and 2019 U.S. tax returns to the IRS received their stimulus payments first via direct deposit.

IRS Stimulus checks tweet
U.S. Coronavirus Stimulus checks

The U.S. Treasury Department announced on Monday, April 13 that tens of millions of Americans will receive the payment by Wednesday, April 15, and that most eligible Americans would receive Economic Impact Payments also known as stimulus checks within two weeks of this date. These payments were made possible due to the CAREs Act.

Source: CNBC


Important Information about the Second Coronavirus Stimulus Checks


Question: When did the second stimulus checks come out?

Answer: The second U.S. stimulus checks were issued on December 29, 2020.

Question: How much were the second stimulus checks?

Answer: The second U.S. stimulus checks were $600 for individuals with an Adjusted Gross Income (AGI) less than $75,000 and $1,200 for couples with a combined AGI less than $150,000. Each qualifying household could also claim an additional $600 for up to three dependants under 16 years old.

These payments were made possible due to the Covid-19 Relief bill.

Important Information about the Third Coronavirus Stimulus Checks


Question: When did the third stimulus checks come out?

Answer: The third U.S. stimulus checks were issued on March 13, 2021.


Question: How much were the third stimulus checks?

Answer: The third U.S. stimulus checks were $1,400 for individuals with an Adjusted Gross Income (AGI) less than $75,000 and $2,800 for couples with a combined AGI less than $150,000. Each qualifying household could also claim an additional $1,400 with no limit on dependant's age or number of dependants claimed.

These payments were made possible due to the American Rescue Plan.

Source: as

Important Information about the Child Tax Credit

According to CBS News, most U.S. parents received their Child Tax Credit the week of October 15, 2021. The monthly checks of $300 per child will continue through the rest of 2021, with up to $1,800 per child will arrive around the April tax time in 2022.

Source: CBS News

Equifax Hack Could Impact 143 Million U.S. Consumers

Equifax
1 of the 3 United States credit reporting services - Equifax - was hacked. The company says that they discovered the hack on July 29, 2017. They publicly disclosed that there was a data breach on August 29, 2017 - approximately one more later. Should we be concerned?

If you have credit and have a U.S. credit card, you may have some reason to be concerned. It is estimated that about 143 million people could be affected by this data breach. According to the Equifax website, they also accessed some UK and Canadian residents' information.

Hackers gained access to American Social Security numbers, driver's license numbers, birth dates, credit card numbers, and addresses, among other user credit data stored by Equifax - such as credit history, past loans, and credit-worthiness.

Source: "What you need to know about the Equifax data breach" The Washington Post. Accessed: 9/9/17

This data breach is particularly troubling to Equifax, as it is supposed to keep credit data secure.

You may be asking one of the following questions:

  • How do I know if my credit information was stolen from Equifax?
  • How to find out if you're affected by the Equifax Hack?
  • How to get free Equifax credit monitoring?

Find Out if Your Credit Information was Stolen by Hackers


Excellent question. I have an answer for you. Equifax has set up a website - according to The Washington Post article - the website is equifaxsecurity2017.com. I am not linking to it in this post, because it would go against the principles of this blog. I recommend that you verify yourself through Equifax, before using this website. This website should tell you if your data has been compromised in the latest data breach. I have independently verified that this website is working.

Please note before enrolling in Equifax free credit monitoring, you will be waiving your rights from any class action lawsuit against Equifax. This means you will lose any potential possibility of receiving a check from any lawsuit that arises against Equifax.

In checking with Snopes.com, there is a mixed answer if you are truly giving up your rights in a class action lawsuit.


Equifax Executives Quickly Sell $2 Million Equifax Company Stock

Three men have sold combined $2 Million of Equifax company stock, suggesting insider trading from knowledge received that Equifax had a data breach prior to this information being shared with the public (on August 1 & 2 in 2017)

According to the Snopes entry, these men were identified:

  • Chief Financial Officer, John Gamble
  • U.S. Information Solutions President, Joseph Loughran
  • Workforce Solutions President, Rodolfo Ploder
This gives the impression of unethical business practices by these Equifax executives.

William Cohen International Monetary Fund Email Phishing Scam

William Cohen

William Cohen International Monetary Fund Phishing Scam


From: William Cohen
email: info@lee.org
Subject: INTERNATIONAL MONETARY FUND

OFFICE OF THE REGIONAL REPRESENTATIVE/DIRECTOR
INTERNATIONAL MONETARY FUND
14 Hanover Square, London, UK.

Attention; Dear Esteemed Beneficiary.

I am William CohenInternational Monetary Fund (IMF) representative in United Kingdom (UK), going by series of  petition received from International Financial Body on the way your inheritance fund was handled by our correspondence office in Nigeria, Benin Republic, Togo, South Africa and cote d'ivoire. After Extensive close door meeting with  Board of Directors and other Stake holders in the  Government, Subcommittees of their legislative arms presided by the Prime Minister (David Cameron).

Swift Credit Card Tag is a form of Fraud


It was Resolved and agreed upon that your Inheritance Fund would be released on a special method of payment, which tag name Reads SWIFT CREDIT CARD. This method of payment is designed by the British Government in collaboration with the IMF and World Bank to avert fraud perpetration or stoppage of fund by Some corrupt staffs and agencies, either through Anti Terrorist Certificate or other certificates. This Swift Credit Card would be issued to you upon meeting with the Bank Requirement.

This office, has  been mandated with the responsibility to  take charge of the issuance of the SWIFT CREDIT CARD and  that your inheritance payment file should be passed to my desk for clarification upon Certification that your file is OK. This Office would honestly direct you on how to receive your over due inheritance fund via SWIFT CREDIT CARD.

The SWIFT CREDIT CARD would be delivered to you via Courier. In the light of this aforementioned medium, you are required to furnish this office with the following information if different from the one we have below.

Your Name:
Your Address:
Your Median Name:
Your Next of Kin Name
your date of Birth:
Your telephone number and fax:
Your occupation/A copy of your international passport

This  Information’s would be used in creating an account and proper record filed here. It's from there that the ATM would be used in issuance of the SWIFT CREDIT CARD in your favor with the Credit card Number and all your information  inserted into the card. Upon completion of this issuance of the Credit Card, It would be sent to you via Courier to your residential Address.

Urgently furnish this office with your Contact information as required above in order to reconfirm if it's in line with the one contained in our payment data.

Be informed that your fund has been called back and it's now in suspense Account here in an Escrow bank Account. A new account has to be opened in your Name before the Swift Credit Card is issued for activation of immediate withdrawal.

We await your diligent and urgent response.

Yours Faithfully,

William Cohen
ATM CARD FUNDS REMITTANCE DIRECTOR
International Monetary Fund (IMF).

Barrister Samuel Walker Email Phishing Scam


credit card; source Flickr CC; by 401(k) 2012

Received from: Barrister Samuel Walker
Email: spam@laboratorioreacao.com.br
Subject: SWIFT CREDIT CARD PAYMENT

Credit Card Payment Phishing Scam Email


BARRISTER SAMUEL WALKER
DIRECTOR FOREIGN OPERATION
DEPARTMENT ATM CARD
ECOBANK BANK OF NIGERIA

RE: SWIFT CREDIT CARD PAYMENT

AFTER EXTENSIVE CLOSE DOOR MEETING WITH BOARD OF DIRECTORS AND OTHER STAKE HOLDERS IN THE GOVERNMENT INCLUDING SUBCOMMITTEES OF THE HOUSE OF ASSEMBLY AND THE HOUSE OF REP FEDERAL REPUBLIC OF NIGERIA. IT WAS RESOLVED AND AGREED UPON THAT YOUR FUND WOULD BE
RELEASED ON A SPECIAL METHOD OF PAYMENT, BY TAG NAME READS SWIFT CREDIT CARD.


Credit Card Payment


THIS METHOD OF PAYMENT IS DESIGNED BY THE GOVERNMENT TO AVERT FRAUD PERPETRATION OR STOPPAGE OF FUND BY SOME AGENCIES. EITHER THROUGH ANTI TERRORIST CERTIFICATE OR OTHER CERTIFICATES. THIS SWIFT CREDIT CARD WOULD BE ISSUED TO YOU AS SOON AS YOU RESPOND TO THIS EMAIL,THIS BANK HAS BEEN MANDATED TO TAKE CHARGE OF THE ISSUANCE OF THE SWIFT CREDIT CARD AND YOUR PAYMENT FILE SHOULD BE PASSED TO MY DESK FOR CLARIFICATION.


Credit Card Payment


UPON CERTIFICATION THAT YOUR PAYMENT FILE IS OK, THIS OFFICE WILL DIRECT YOU ON HOW TO RECEIVE YOUR OVER DUE FUND VIA ATM SWIFT CREDIT CARD. BUT PLEASE NOTE THAT WE CANNOT BE ABLE TO PAY YOU THE FULL PAYMENT DUE TO INADEQUATE FUND, WE WILL ONLY PAY YOU THE SUM OF $5 MILLION DOLLARS AS PART PAYMENT, PLEASE BEAR WITH US AND WE PROMISE TO MAKE AN ARRANGEMENT FOR YOUR REMAINING PAYMENT IN 5 MONTHS TIME IN THE LIGHT OF THIS AFOREMENTIONED, YOU ARE REQUIRED TO FURNISH THIS OFFICE WITH THE FOLLOWING INFORMATION:

YOUR FULL NAME:
ADDRESS:
NEXT OF KIN NAME AND YOUR DATE OF BIRTH:
YOUR TELEPHONE NUMBER:

THE CARD PAYMENT WOULD BE ISSUED IN YOUR FAVOUR, AND ALL YOUR INFORMATION WILL BE INSERTED INTO THE CARD. UPON COMPLETION OF THIS ISSUANCE OF THE CREDIT CARD, IT WOULD BE SEND TO YOU TOGETHER WITH THE ACCESS PIN NUMBER VIA COURIER TO YOUR RESIDENTIAL ADDRESS.

[link removed]

THANKS,
YOURS FAITHFULLY,
BARRISTER SAMUEL WALKER.

Email Phishing from Bedroom

Email Phishing from Bedroom