Dr. Wesley Kalfayan Payment Email Phishing Scam

Dr. Wesley Kalfayan

From: Dr. Wesley Kalfayan
email: info@petroleum-today.com
Subject: YOUR REF: WB/IMF/UNCC/3580L9

Directorate of International Payments and Transfers
Debt Reconciliation Committee
United Nations Compensation Commission (UNCC)
Switzerland.

YOUR REF: WB/IMF/UNCC/3580L9

Dear beneficiary,
we wish to notify you as one of the beneficiary of One Million Eight hundred Thousand United State Dollars ($1,800,000.00 USD) in compensation from United Nations Compensation Commission (UNCC) in conjunction with the International Monetary Fund (IMF).

Money Payment from Dr. Wesley Kalfayan

Your email appeared among the list of beneficiaries who will receive a payment of $1,800,000.00 USD and has been approved already as concluded by the UNCC Benin Chapter and the IMF.Among the list are individuals and companies that their unpaid funds have been located to our authorized official paying bank which have received all the overdue outstanding payments owed to firms, contractors, and individuals from inheritance, next of kin, Super Hurricane sandy and lottery beneficiaries.

This development is as result of the effort made by United Nations Compensation Commission (UNCC) and the International Monetary Fund (IMF) as it is stipulated in Section 2 act 4 Sub-Category E1 of United Nations Compensation Commission (UNCC) guidelines and regulations of 08-04-20014.

The Western Union Office in Benin have been fully mandated by the UNCC and IMF to transfer your compensation to you via Western Union money transfer system. We have concluded to effect your payment through Western Union® Money Transfer by sending $5,000.00 USD twice daily until the total sum of $1,800,000.00 USD is completely transferred to you.

In view of the above, you are required by this email to verify your identity by providing the information as requested below since We cannot send the payment with your email address alone:

REQUIREMENTS
(1)  Your Full Names:
(2)  Your Address/Country:
(3)  Your Telephone Number:

Send all response via email to Dr. Wesley Kalfayan at: wesleykalfayan@aol.com

Note: Your payment files will be returned to the UNCC and IMF office within 7 days if we do not hear from you. Henceforth, we advice you to suspend any dealings with any group of person(s) either from any bank or any other financial institution prostates in benin or overseas that might be contacting you in this purpose and endeavor to keep this information confidential until we finalize this transaction to avoid it getting to the wrong hands or even make you lose your money.

We anticipate your earliest cooperation in this regards to expedite action on your compensation payment.

Yours,

Dr. Wesley Kalfayan
Executive Director United Nations Human Settlements Programme
United Nations Compensation Commission (UNCC).
United States Clearing Office.
Mobile Number: +1 940 603 8333

James Okoye ATM MASTER CARD Email Phishing Scam

ATM Master Card

From: JAMES OKOYE

email: JAMESOKOYE524@earthlink.net

Subject: REPORT WITH YOUR DETAILS,

Our Ref: WB/NF/UN/XX028

UNITED NATIONS.

(WORLD BANK ASSISTED PROGRAMM)

DIRECTORATE OF INTERNATIONAL

PAYMENT AND TRANSFERS.

870 UNITED NATIONS PLAZA 20-A NEW

YORK NY 10017

WIRE TRANSFER/AUDIT UNIT

ATTENTION : MY DEAR

NEED AN ATM MASTER CARD TO GET USD $

Meanwhile, This is a true compensation Approved from the UNITED NATIONS to compensate you due to maybe you has been scam before and again you may be victim of scam by wrong people who paraded them selves  on what they are not so because of this, the United Nation approved our Bank to process ATM MASTER CARD with valid cash of USD $2,000.000.00 million on your favor in order to compensate you so that if you have been scammed before this is a compensation and you will be making your withdrawals from the ATM MASTER CARD as you will be allowed in making withdrawals minimum of USD $20,000 (Twenty Thousand USD $) per a day or every 24hrs from any ATM MACHINE around you with a MASTER CARD.

Meanwhile, a woman came to my office this morning with an application for transfer of the fund into her account on your behalf, claiming to be your representative.

Here are the information’s she submitted for the transfer of your fund

Name MRS. DORIS

MORISON. Bank name: WACHOVIA BANK, New-York. Account number:

6503809428.

Please, do re-confirm to this office as a matter of urgency if this woman is truly from you as this office will not be held responsible for paying your fund into wrong account. Your ATM MASTER CARD will be deliver to your address through courier delivery services within 3 days.

BELOW ARE YOUR ATM CARD DATA :

AMOUNT CREDIT : USD $2.000.000.00 MILLION

YOUR ATM CARD ACCOUNT # : 4033052100311896

CARD LIMIT PER A DAY : USD$20,000

EXPIRING DATE : 12/08/2016

PIN CODE # : 7501

You are required to send me your full details such as :

Your full name

Your full contact Address

Your Telephone/mobile number.

Copy International Passport or Driver's lic

Once you send these above information your ATM MASTER CARD will be process and deliver to your Address and you can aswell move down to any nearest ATM PAYING MACHINE and apply your pin code # : 7501 to make your withdrawals without any delay.

I am waiting to hear from you and your details as required.

Congratulations!!

Mr. James Okoye

Director Swift Card Payment Center.

Contact Email Address: officepost@inbox.lv
________________________________________________________________________________

next ATM Master Card Scam... 

Deputy governor

Central Bank of Nigeria

Marina- Lagos

Nigeria.

Ref: CBN/FPD/0001576/14

Dear Sir/Madam,

This is a reminder message regarding your ATM master card for your compensation fund in the sum of US$1.250,000.0(ONE MILLION Two hundred and fifty thousand US dollars only) approved by the Ministry of Finance. The Foreign Payment Department of CBN has been mandated by the Federal Ministry of Finance and the Nigerian National Petroleum Corporation to handle the payment of your compensation fund of the above amount by ATM card. Your email contact is among the listed beneficiaries in the data for the sum of US$1.250,000.00. And I have been assigned by the management of CBN to carry out delivery of the ATM card package to you. This compensation is in compliance with IMF and World bank directives to pacify victims of internet scam.On this note,I am pleased to inform you that ATM card Number 4539 7978 0214 3027 for the sum of US$1.250,000.00 has been credited in.your favor and ready for immediate delivery to you. You are hereby required to confirm your telephone number and present address were you want the ATM ca

easy use. Email Address (atmmasterc17@gmail.com)

 

So the Information you are required to reconfirm to the ATM OFFICE is as Follow.

 

(1)Your Full Name=============

(2)Mobile Phone Number======

(3)Current Home Address========

(4)Fax Number================

(5)Country====================

(6)City======================

()7your address====================

(8)A Copy of Your ID For Identification.

Further instruction/directive will be sent to you on receiptof your acknowledgment to this message.

Best Regards

Dr. Kingsley Moghalu

Office of the deputy Governor

CBN, Nigeria

Chief Director of Storage Executive Officer Email Phishing Scam

Executive Director of the Global Health Initiative, Flickr CC; by U.S. Mission Uganda

From Chief Director of Storage Executive Officer
email: SENDERS_00084@100.NET
Subject: Re: YOUR PACKAGE IS DUE FOR DELIVERY

Chief Director Of Storage Executive Officer

Akron/Canton International Airport

Akron/Canton, OHIO,USA,5400 Lauby Rd,

North Canton, OHIO 44720, United States

Chief Director Of Storage Executive Officer Email Body

 

Hello Good Friend

 

Your Abandoned Package For Delivery

 

I have very vital information to give to you, but first I must have your trust before I review it to you because it may cause me my job,

so I need somebody that I can trust for me to be able to review the secret to you.

 

I am Mr.Richard Mcqueen, head of luggage/baggage storage facilities (Operations, Maintenance, Transportation) here at the Akron/Canton International Airport, OHIO,USA. During my recent withheld package routine check at the Airport Storage Vault, I discovered an abandoned shipment from a Diplomat from London and when scanned it revealed an undisclosed sum of money in a box weighing approximately 110kg. The consignment was abandoned because the Contents of the consignment was not properly declared by the consignee as "MONEY" rather it was declared as personal effect to avoid interrogation and also the inability of the diplomat to pay for the United States Non Inspection Charges which is $4,700USD. On my assumption the consignment is still left in our Storage House here at the Akron/Canton International Airport ohio till date. The details of the consignment including your name, your email address and the official documents from the United Nations office in Geneva are tagged on the boxes.

 

However, to enable me confirm if you are the actual recipient of this consignment as the Chief Director, I will advise you provide your current Phone Number and Full Address, to enable me cross check if it corresponds with the address on the official documents including the name of nearest Airport around your city. Please note that this consignment is supposed to have been returned to the United States Treasury Department as unclaimed delivery due to the delays in concluding the clearance processes so as a result of this, I will not be able to receive your details on my official email account. So in order words to enable me cross check your details, I will advise you send the required details to my private email address for quick processing and response. Once I confirm you as the actual recipient of the box, I can get everything concluded within 48hours upon your acceptance and proceed to your address for delivery.

 

Lastly, be informed that the reason I have taken it upon myself to contact you personally about this abandoned consignment is because I want us to transact this business and share the money 70% for you and 30% for me since the consignment has not yet been returned to the United States Treasury Department after being abandoned by the diplomat so immediately the confirmation is made, I will go ahead and pay for the United States Non Inspection Fee of $4,700 dollars and arrange for the box to be delivered to your doorstep Or I can bring it by myself to avoid any more trouble but you have to assure me of my

30% share.

 

I wait to hear from you urgently if you are still alive and I will appreciate if we can keep this deal confidential.

 

Thank you.

 

Best Regards.

 

Mr. Richard McQueen

Chief Director Of Storage Executive Officer

Charles M. Williams Email Phishing Scam

Charles M. Williams; Photo Flickr CC; by Ronnie Meijer

From: Charles M. Williams
email: SENDER978@earthlink.net
Subject: My Gratitude to you

Charles M. Williams Email Phishing Email Body

Dear Good Friend,

How are you doing today? Hope all is well with you and your family? I hope this mail finds you in an excellent condition of health. I hope you are not remember me again?  You might have receive an email from me in the past regarding a multi-million-dollar business proposal which we never concluded. I am using this opportunity to inform you that this multi-million-dollar business has been concluded with another London Merchant who financed it to a logical conclusion. I thank you for your great effort to our unfinished transfer of fund into your account due to one reason or the other best knowing to you at that time.

Due to the effort, sincerity, courage and trust worthiness you showed me during the course of the transaction, I want to compensate you and show my gratitude to you with the sum of $1.4Million.  I left an international certified bank draft for you, worth about $1.4Million cashable anywhere in the world.

My dear friend I will like you to contact my secretary Ms.Lindia Scott and comply with her so that she will send the draft to you without any delay.At the moment, I 'm very busy here in London, trying to invest my own share of the funds with my new partner. Please I will like you to accept this token with good faith as this is from the bottom of my heart.

Here is my secretary contact Details,

CONTACT: MS.LINDA Scott

ADDRESS: No. 46-biafraland Estate, Lagos, Federal Republic of Nigeria.

EMAIL: (sl364163@gmail.com) OR (ls.lindascott@hotmail.com)

Tel:   +23490-5307-1369

Therefore, you should send her your full Name, telephone number and ID Card for proofs of claims of sum of $1.4m, altogether give her your contact

address for her reference and make further arrangement with her on how you want to receive your check.

Thanks you in anticipation for your past efforts and God bless you.

Charles M. Williams

My cell phone:+447937017750

United Nation Spam Detection Software Phishing Email

spam

Received from: United Nation
Email: admin@rmcj.net
Subject: *****SPAM***** ATTENTION BENEFICIARY!!!


Spam detection software, running on the system "mail.jnsys.de", has identified this incoming email as possible spam.  The original message has been attached to this so you can view it (if it isn't spam) or label similar future email.  If you have any questions, see @@CONTACT_ADDRESS@@ for details.

Content preview:  Our MailScanner believes that the attachment to this message sent to you From: ATTENTION BENEFICIARY!!!! is Unsolicited Commercial Email (spam). Unless you are sure that this message is incorrectly thought to be spam, please delete this message without opening it. Opening spam messages might allow the spammer to verify your email address. [...] 

Content analysis details:  (33.2 points, 5.0 required)

pts rule name              description
---- ---------------------- --------------------------------------------------
2.0 NSL_RCVD_FROM_USER    Received from User
1.6 SUBJ_ALL_CAPS          Subject is all capitals
1.2 MISSING_HEADERS        Missing To: header
2.5 US_DOLLARS_3          BODY: Mentions millions of $ ($NN,NNN,NNN.NN)
2.5 MILLION_USD            BODY: Talks about millions of dollars
1.8 DEAR_BENEFICIARY      BODY: Dear Beneficiary:
0.0 HTML_MESSAGE          BODY: HTML included in message
0.6 FORGED_OUTLOOK_TAGS    Outlook can't send HTML in this format
0.1 MISSING_MID            Missing Message-Id: header
0.0 LOTS_OF_MONEY          Huge... sums of money
1.9 REPLYTO_WITHOUT_TO_CC  REPLYTO_WITHOUT_TO_CC
0.5 FROM_MISSP_MSFT        From misspaced + supposed Microsoft tool
2.3 FROM_MISSP_NO_TO      From misspaced, To missing
2.4 XMAILER_MIMEOLE_OL_1ECD5 XMAILER_MIMEOLE_OL_1ECD5
1.2 FROM_MISSP_USER        From misspaced, from "User"
0.2 TO_NO_BRKTS_MSFT      To: misformatted and supposed Microsoft tool
2.8 FORGED_MUA_OUTLOOK    Forged mail pretending to be from MS Outlook
1.4 ADVANCE_FEE_3_NEW      Appears to be advance fee fraud (Nigerian 419)
0.0 FILL_THIS_FORM        Fill in a form with personal information
1.2 ADVANCE_FEE_3_NEW_FORM Advance Fee fraud and a form
1.0 ADVANCE_FEE_3_NEW_MONEY Advance Fee fraud and lots of money
1.2 ADVANCE_FEE_3_NEW_FRM_MNY Advance Fee fraud form and lots of money
2.2 FILL_THIS_FORM_LOAN    Answer loan question(s)
0.5 MONEY_FRAUD_5          Lots of money and many fraud phrases
1.2 MONEY_FRAUD_3          Lots of money and several fraud phrases
0.4 FILL_THIS_FORM_FRAUD_PHISH Answer suspicious question(s)
0.5 FORM_FRAUD_5          Fill a form and many fraud phrases

The original message was not completely plain text, and may be unsafe to
open with some email clients; in particular, it may contain a virus,
or confirm that your address can receive spam.  If you wish to view
it, it may be safer to save it to a file and open it with an editor.

Our MailScanner believes that the attachment to this message sent to you
  
    From: admin@rmcj.net
Subject: ATTENTION BENEFICIARY!!!!

is Unsolicited Commercial Email (spam). Unless you are sure that this message is incorrectly thought to be spam detection software, please delete this message without opening it. Opening spam messages might allow the spammer to verify your email address.

If you believe that this message has been incorrectly marked as spam detection software, please
forward this email to postmaster.

Date: 20150625
pts rule name              description
---- ---------------------- --------------------------------------------------
-1.8 ALL_TRUSTED            Passed through trusted hosts only via SMTP
0.0 MISSING_MID            Missing Message-Id: header
1.3 MISSING_HEADERS        Missing To: header
2.1 SUBJ_ALL_CAPS          Subject is all capitals
0.6 US_DOLLARS_3          BODY: Mentions millions of $ ($NN,NNN,NNN.NN)
1.5 MILLION_USD            BODY: Talks about millions of dollars
1.5 MIME_HTML_ONLY        BODY: Message only has text/html MIME parts
1.0 BAYES_60              BODY: Bayesian spam probability is 60 to 80%
                            [score: 0.6791]
0.0 HTML_MESSAGE          BODY: HTML included in message
0.7 DNS_FROM_AHBL_RHSBL    RBL: Envelope sender listed in dnsbl.ahbl.org
0.0 FORGED_OUTLOOK_TAGS    Outlook can't send HTML in this format
0.0 FORGED_OUTLOOK_HTML    Outlook can't send HTML message only
1.0 XMAILER_MIMEOLE_OL_1ECD5 XMAILER_MIMEOLE_OL_1ECD5
3.1 FORGED_MUA_OUTLOOK    Forged mail pretending to be from MS Outlook

Attention Beneficiary,

 

 

This is the second time UNITED NATION. is informing you of your long over-due fund which you have been finding it difficult to receive via a Certified Bank Draft issued by UNITED NATION. We have arranged your payment through our International ATM CARD or CHECK PAYMENTCENTER in Europe, America, Africa and Asia Pacific, this is part of an instruction/mandate passed by the Senate in respect to overseas contract payment and debt re-scheduling.

 

Now your conduct code is ATM 104 We shall send you an International Swift ATM CARD ( Master Card And Check) from UNITED NATION which you are to use in accessing your funds via any ATM MACHINE located any where in the world.

And your maximum withdraw dally will be Five Thousand United States Dollars ($5,000.00) valued sum at Two Million Five hundred thousand United States Dollars {$2,500,000.00}  which has been programmed in the card or Check already to you as our beneficiary.

 

GUIDE LINE: immediately the release of your ATM MasterCard or CHECK from the bank which will be activated already with your total value amount {$2,500,000.00},your processing  officer Barrister Daniel R. Perlman  will provide you the attached followings, ATM MasterCard copy or Check (CRESTED IN YOUR NAME) And the (INSPECTION WAIVER OPTION CERTIFICATE) With the bank name,including his identification card,to clarify the legitimacy of this funds to you.

 

EMAIL : barristerdanilperlman101@gmail.com

DIRECT TEL-NUMBER: +234-706-506-3255

 

NOTE: once your ATM MasterCard is release with all the listed document from your processing officer, all you need do is get yourINSPECTION WAIVER OPTION CERTIFICATE.

it will be needed in your name to complete your papers and secure your shipment safely in 48hrs. the courier will send your tracking number immediately you get this  said Approval. sincerely this will cost you $550usd only as we have spooking personally with the director in charge in your behalf.

 

 

Kindly re-confirm your details so as to facilitate immediate release from UNITED NATION COMPENSATION AWARD HOUSEimmediately.

 

1.Full Name:......................

2.Delivery Address:......................

3.Direct Phone:......................

4.Fax

5.A Copy of Your Identity:......................

6.Age:......................

7.Marital Status:......................

8.Country:......................

9.Occupation:......................

10.Preferred Payment Method (ATM / Transfer To your Account......

 

Please Note : As soon as your details have been received here by the PROCESSING OFFICER ATM CARD CENTER AND CHECK, you are there fore advised to stop any further communications with all other bodies such as the Compensation and Finance House, Lottery Organization etc ....

 

Once again the INSPECTION WAIVER OPTION CERTIFICATE is all you need before shipping your card to your door destination for withdraw usage.

 

Please be regular on your email so we can use in contacting, before 1week to confirm your payment with you.

 

Thanks for your co-operation.

 

UNITED NATION

Compensation Award House.

UNITED STATES DEPARTMENT OF JUSTICE

WASHINGTON, D.C. 20535

Barrister Samuel Walker Email Phishing Scam

credit card; source Flickr CC; by 401(k) 2012

Received from: Barrister Samuel Walker
Email: spam@laboratorioreacao.com.br
Subject: SWIFT CREDIT CARD PAYMENT

Credit Card Payment Phishing Scam Email

BARRISTER SAMUEL WALKER
DIRECTOR FOREIGN OPERATION
DEPARTMENT ATM CARD
ECOBANK BANK OF NIGERIA

RE: SWIFT CREDIT CARD PAYMENT

AFTER EXTENSIVE CLOSE DOOR MEETING WITH BOARD OF DIRECTORS AND OTHER STAKE HOLDERS IN THE GOVERNMENT INCLUDING SUBCOMMITTEES OF THE HOUSE OF ASSEMBLY AND THE HOUSE OF REP FEDERAL REPUBLIC OF NIGERIA. IT WAS RESOLVED AND AGREED UPON THAT YOUR FUND WOULD BE
RELEASED ON A SPECIAL METHOD OF PAYMENT, BY TAG NAME READS SWIFT CREDIT CARD.

Credit Card Payment

THIS METHOD OF PAYMENT IS DESIGNED BY THE GOVERNMENT TO AVERT FRAUD PERPETRATION OR STOPPAGE OF FUND BY SOME AGENCIES. EITHER THROUGH ANTI TERRORIST CERTIFICATE OR OTHER CERTIFICATES. THIS SWIFT CREDIT CARD WOULD BE ISSUED TO YOU AS SOON AS YOU RESPOND TO THIS EMAIL,THIS BANK HAS BEEN MANDATED TO TAKE CHARGE OF THE ISSUANCE OF THE SWIFT CREDIT CARD AND YOUR PAYMENT FILE SHOULD BE PASSED TO MY DESK FOR CLARIFICATION.

Credit Card Payment

UPON CERTIFICATION THAT YOUR PAYMENT FILE IS OK, THIS OFFICE WILL DIRECT YOU ON HOW TO RECEIVE YOUR OVER DUE FUND VIA ATM SWIFT CREDIT CARD. BUT PLEASE NOTE THAT WE CANNOT BE ABLE TO PAY YOU THE FULL PAYMENT DUE TO INADEQUATE FUND, WE WILL ONLY PAY YOU THE SUM OF $5 MILLION DOLLARS AS PART PAYMENT, PLEASE BEAR WITH US AND WE PROMISE TO MAKE AN ARRANGEMENT FOR YOUR REMAINING PAYMENT IN 5 MONTHS TIME IN THE LIGHT OF THIS AFOREMENTIONED, YOU ARE REQUIRED TO FURNISH THIS OFFICE WITH THE FOLLOWING INFORMATION:

YOUR FULL NAME:
ADDRESS:
NEXT OF KIN NAME AND YOUR DATE OF BIRTH:
YOUR TELEPHONE NUMBER:

THE CARD PAYMENT WOULD BE ISSUED IN YOUR FAVOUR, AND ALL YOUR INFORMATION WILL BE INSERTED INTO THE CARD. UPON COMPLETION OF THIS ISSUANCE OF THE CREDIT CARD, IT WOULD BE SEND TO YOU TOGETHER WITH THE ACCESS PIN NUMBER VIA COURIER TO YOUR RESIDENTIAL ADDRESS.

[link removed]

THANKS,
YOURS FAITHFULLY,
BARRISTER SAMUEL WALKER.

MR. JERRY MARK EMAIL PHISHING SCAM

old photo of JERRY MARK

Email from: MR. JERRY MARK
Email address: internationaldebtfunds12@gmail.com
Subject: ATTENTION DEAR

Western Union Phishing Scam from Jerry Mark

Be informed that the sum of Five thousand  dollars $5000.00USD has already been sent to you via our Western Union Money Transfer office as we have been given the mandate instruction to transfer your full overdue payment, a total sum of $2.5 Million USD, via the western union by the Ministry of  Finance.

Tried Contacting you with Western Union Scam

I tried contacting you to give you the necessary information to enable you pick up your funds but I couldn't get through yesterday, so I decided to  email you the MTCN and sender's name so that you can pick up the $5000.00 to enable us send another $5000.00 by tomorrow. As you know already that we will be sending you $5000.00 only per day. And it was agreed that you are to pay the transfer clearance certificate charges a total  sum of $75.00 before you can be able to pick up your first payment at any agent location, do take note of this, that you are to pay  the $75.00 before picking up your first payment today' Go to any western union money office in your location to pick up the $5000.00 which is currently active and do try to call me with this number (+229 9921_8201) as soon as you get this mail as the only Operation Manager in charge of your payment, and we will send you another payment tomorrow once  you confirm your first payment today You can track your first payment online through our Website to confirm the availability and try to follow up
our instructions to enable us meet up within the time frame in accordance.

(BELOW IS THE INFORMATION TO PICK UP YOUR FIRST PAYMENT OF $5'000 TODAY)

SENDER'S FIRST NAME: JOACHIM.
SENDER'S LAST NAME: TRABANDT
TEST QUESTION:....TRANSFER?
TEST ANSWER:......NOTIFICATION.
AMOUNT SENT TODAY ..........$5,000 USD
MTCN..... (719180_3020) (AVAILABLE FOR PICK UP BY RECEIVER)

Western Union Scam info

(BELOW IS THE INFORMATION TO SEND THE NEEDED FEE OF $75)

RECEIVER:NAME...... LUKU OBIM
COUNTRY:  BENIN REPUBLIC
ZIP CODE:+229
CITY:     COTONOU
QUESTION:.................Trust ?
ANSWER:................Honest
AMOUNT to send;..............$75
SENDER'S:Name............
MTCN:number.................

We await your urgent response soon with the payment information while we look forward to serve you with the best our service

Regards

MR.JERRY MARK
Tel ((+229 9921_8201)  
--------------------------------------------------
Note from blog author: Beware of Western Union money scams that want you to pick up money from a recipient, and wire the difference back. This is a very common scam, and Western Union cautions against receiving money from anyone that you do not know.