Chase Bank Won't Accept $5K Check Mobile Deposited by Georgia Woman. They Close Her Account, Claiming it is Fraud

A Georgia woman is upset after she claims she is being unfairly treated like a "criminal" after trying to mobile deposit a U.S. government refund check for $5,298 into her Chase bank account. The bank flagged the check for fraud and froze her bank account, eventually closing it.

Chase bank sign; by Mike Mozart, CC BY 2.0 DEED

Channel 2 News reported that Lois White from Atlanta is in shock after trying to deposit a check using mobile deposit into her Chase bank account.

She said:

"I feel like a criminal, like I've done something wrong... Apparently, they couldn't verify this check was real." -Lois White, Chase customer

US Government Forgave Lois White's Student Debt

Lois White received a letter in the mail from the U.S. Government forgiving her student debt.

The letter said, "Congratulations -- your student loan has been forgiven."

White was grateful that her debt was forgiven but had no idea that Chase Bank would flag the check as fraud.

Channel 2 News reported that Chase put a "fraud hold" on the check, and closed Lois White's bank account. The bank would not allow her access to her money.

Lois went down to the bank and took her letter. 

She said:

"I went to the branch. I gave them this letter. I gave them this check, gave them my ID, my birth certificate, [my] social security card." -Lois White, Chase customer

 Then Channel 2 News contacted Chase Bank. That's when the bank said they were "researching her case."

As of 8 December 2023, Chase Bank was still holding White's money.

She said:

"I'm devastated because I've always been able to pay my bills on time and handle my business. But I'm like couch surfing now." -Lois White, Chase customer

Brian T. Moynihan Nigeria Email Phishing Scam

Brian Moynihan; credit: Taylor on Unsplash

From: Brian T. Moynihan
email: AMERICABANK.@coffee.ocn.ne.jp
Subject: ATTENTION DEAR BENEFICIARY!!!.

ATTENTION DEAR BENEFICIARY!!!.

I am Brian T. Moynihan. We got alert from the Federal Government of Nigeria to credit your account with the sum of $5.5 Million USD from Nigeria reserve account (CBN). In our view research we contacted IMF and US Homeland Security about the issue, they confirm it legal in your name, so all you have to do now is to update us with your full banking details where you want your funds to be transferred to you and be informed that we have arrangements to effect your payment through WESTERN UNION Swift Money transfer services today, but the maximum amount you will be receiving every day starting from tomorrow is $5,000.00 as reflected in our transfer system daily until the funds is completely transferred.

This special arrangement is being used to avoid all scrupulous demands by both the states and federal authorities that have previously delayed your payment till date; we shall need your maximum co-operation to ensure that strictness and confidence is maintained to avoid any further delays. You are to discard any request asking you to send money to any agency such as Courier Company, Bank and Security Agency as there are no such and any money committed there will be regretted, so be wise.

Arrangement by Brian T. Moynihan with the Government of Nigeria

The above arrangement has been signed and endorsed by FEDERAL GOVERMENT OF NIGERIA (FGN) TOGETHER WITH THE UNITED NATION (UN),U.S HOMELAND SECURITY AND INTERNATIONAL 

MONETARY FUND (IMF),

Thanks For Banking With Bank Of America
Regards.
Brian T. Moynihan.
Phone +1 (715) 600 9802
Email Address:(bankofamerica0412@gmail.com)

MR SCOTT PETERS UNITED NATIONS EMAIL PHISHING SCAM

United Nations in Geneva

Received From: SFDG7325@sirius.ocn.ne.jp

Subject line: Our Ref: UN/EU/CITIBANK/511
=============================================================================================
WORLD BANK GROUP AND UNITED NATION ORGANIZATION do hereby give this irrevocable approval order with Release Code: GNC/3480/02/00 in your favor for your contract entitlement/award winning payment with the UNITED NATION to your nominated bank account. Now you’re new Payment,United nation Approval No;UN5685P,White House Approved No:WH44CV, Reference No.-35460021, Allocation No: 674632 Password No: 339331 , Pin Code No: 55674 and your Certificate of Merit Payment No : 103 , Released Code No: 0763; Immediate Citibank Telex confirmation No: -1114433 ; Secret Code No: XXTN013, Having received these vital payment number , therefore You are qualified now to received and confirm Your payment with the United Nation immediately within the next 72hrs.

As a matter of fact, you are required to Deal and Communicate only with MR SCOTT PETERS, DIRECTOR INTERNATIONAL REMMITTANCE CITIBANK OF UNITED KINGDOM, with the help and monitory team from the CITIBANK OF NEW YORK which is our official remitting bank, Committee On Foreign Payment Matters in United Nation, has look up to make sure you receive your fund valued $8.3m. So contact:MR SCOTT PETERS on his contact information,Direct Citibank Telephone No +447045700247, Cell/mobile +44-7031899725 Fax Number:870 28 7323, Email:unitednation303@ymail.com for immediate release of your contract/inheritance/Award Winning claim Be informed that you are not allowed to correspond with any person or office anymore, You are required to send the below information

1) YOUR FULL NAME:
2) FULL ADDRESS OF YOUR CITY,STATE AND COUNTRY:
3) PHONE,FAX AND MOBILE:
4) COMPANY NAME,POSITION AND ADDRESS:
5) BANK INFORMATIONS:
a) BANK NAME:
b) BANK ADRESS:
c) ACCOUNT NUMBER:
d) SWIFT CODE/ ROUTING NUMBER:
6) PROFESSION,AGE AND MARITAL STATUS:
7) A COPY OF YOUR INT'L PASSPORT/DRIVERS LICENSE

NOTE: YOUR PERSONAL CONTACT/COMMUNICATIONCODE WITH CITIBANK IS(511),YOU ARE ARE ADVICE TO SEND YOU FULL BANKING INFORMATION TO THE CITIBANK OF LONDON INTERNATIONAL REMMITTANCE DIRECTOR HEADED BY MR SCOTT PETERS AND MAKE SURE YOU SPEAK WITH HIM, WITH YOUR NEW PAYMENT CODE FOR RELEASE OF YOUR PAYMENT AND SEND HIM ALL YOUR BANKING INFORMATION NOW.

CONTACT CODE(511)
OFFICER:MR SCOTT PETERS.
POSITION:DIRECTOR,INTL,REMMITTANCE CITIBANK LONDON.
TELEPHONE OFFICE/BANK:+447045700247 ,
FAX NUMBER:+44870 28 7323
CELL/MOBILE: +447031899725,
EMAIL:unitednation303@ymail.com

SIR FRANK PETERSON.
(CHAIRMAN COMMITTE ON FOREIGN CONTRACT/AWARD WINING PAYMENT UNITED
NATION AND USA GOVERNMENT).

Image credit: Flickr Creative Commons; by cometstarmoon

-----------------------------------------------------------------------------------------------------------------------
Scott Peters Email Phishing Scam #2

CITIBANK LONDON

5 Canada Square London

E14 5HQ United Kingdom

United Kingdom

 

 

 

Dear Beneficiary,

 

 

Re-Release of your fund valued $8,300,000.00

 

 

Compliment of the season to you. We have been trying to reach you for some time now, your silent have caused many damages as Mr. ANDERSEN ERIK ROBERT DEDEKAM, a Citizen of Canada who claims to be your representative, assigned and authorized by you for the claim of your fund awaiting transfer into his nominated bank account. He said that you had an Accident and could not proceed and claim this fund. He also submitted his bank account information below;

 

 

(1)Canada Account:

Bank Name: CIBC BANK

Bank Address:, #3003 Dan forth Avenue, Dan forth & Victoria Branch, Canada

Transit # : 07932/010

Account #: 92-26133 (Us$ Current)

Swift Code: CIBCCATTa

Beneficiary: Andersen Erik Robert Dedekam

 

 

YOUR FULL NAME:

ADDRESS,CITY,STATE AND COUNTRY.

PHONE,FAX AND MOBILE

COMPANY NAME(IF ANY) POSITION AND ADDRESS

BANK DETAILS,

BANK NAMES,

ACCOUNT NO,

ROUTING NO,

SWIFT CODE

BANK ADDRESS.

PROFESSION,AGE AND MARITAL STATUS

COPY OF YOUR INT'L PASSPORT/DRIVERS LICENSE

 

 

You are advised to confirm the true status of the documents that was submitted on your behalf to enable us proceed with the transfer of this fund into his Bank account. If we did not hear from you in Three (3) working days, we shall conclude that you authorized Mr. ANDERSEN ERIK ROBERT DEDEKAM to claim his fund and the fund will be transfer into his bank account.

DID YOU AUTHORIZE HIM TO DIVERT YOUR FUND INTO HIS BANK ACCOUNT? Reply via email and call me in receipt of this email for more information in details. Reconfirm your Mobile/Direct phone Number Payment can be made via telegraphic transfer, Online banking, certify bank draft the choice is yours. Also reconfirm your full mailing address for dispatching your original document via courier service and also provide  your BANK ACCOUNT INFORMATION to transferring your fund into your bank account.

This process will take only 2 working days. This instruction is from MR.SCOTT  PETERS CITIBANK LONDON. We sincerely regret the delay of releasing your fund, be rest assured of prompt payment. If for any reason we did not hear from you, your fund will be cancel and we will not be reliable for any lost thereafter, therefore comply as urgent as possible, We look forward to hearing from you.

 

Thanks for your anticipated cooperation.

 

 

Yours Faithfully,

 

 

SCOTT PETERS

Payment Director, CITIBANK LONDON

5 Canada Square London

E14 5HQ United Kingdom

Direct Tel:+447087692538(CALL ONLY)

Mobile Tel:+447700047993 (SMS AND CALL)

Email:scott.peters1012@gmail.com