Equifax Hack Could Impact 143 Million U.S. Consumers

Equifax
1 of the 3 United States credit reporting services - Equifax - was hacked. The company says that they discovered the hack on July 29, 2017. They publicly disclosed that there was a data breach on August 29, 2017 - approximately one more later. Should we be concerned?

If you have credit and have a U.S. credit card, you may have some reason to be concerned. It is estimated that about 143 million people could be affected by this data breach. According to the Equifax website, they also accessed some UK and Canadian residents' information.

Hackers gained access to American Social Security numbers, driver's license numbers, birth dates, credit card numbers, and addresses, among other user credit data stored by Equifax - such as credit history, past loans, and credit-worthiness.

Source: "What you need to know about the Equifax data breach" The Washington Post. Accessed: 9/9/17

This data breach is particularly troubling to Equifax, as it is supposed to keep credit data secure.

You may be asking one of the following questions:

  • How do I know if my credit information was stolen from Equifax?
  • How to find out if you're affected by the Equifax Hack?
  • How to get free Equifax credit monitoring?

Find Out if Your Credit Information was Stolen by Hackers


Excellent question. I have an answer for you. Equifax has set up a website - according to The Washington Post article - the website is equifaxsecurity2017.com. I am not linking to it in this post, because it would go against the principles of this blog. I recommend that you verify yourself through Equifax, before using this website. This website should tell you if your data has been compromised in the latest data breach. I have independently verified that this website is working.

Please note before enrolling in Equifax free credit monitoring, you will be waiving your rights from any class action lawsuit against Equifax. This means you will lose any potential possibility of receiving a check from any lawsuit that arises against Equifax.

In checking with Snopes.com, there is a mixed answer if you are truly giving up your rights in a class action lawsuit.


Equifax Executives Quickly Sell $2 Million Equifax Company Stock

Three men have sold combined $2 Million of Equifax company stock, suggesting insider trading from knowledge received that Equifax had a data breach prior to this information being shared with the public (on August 1 & 2 in 2017)

According to the Snopes entry, these men were identified:

  • Chief Financial Officer, John Gamble
  • U.S. Information Solutions President, Joseph Loughran
  • Workforce Solutions President, Rodolfo Ploder
This gives the impression of unethical business practices by these Equifax executives.

Mr. Samson Dan Email Phishing Scam


From: Mr. Samson Dan
email: l_pezzullo@alice.it
Subject: From Western Union

Mr Lewis David Email Phishing Scam

From: Mr Lewis David
email: luca.lugli@alice.it
Subject: Attention: Your ATM CARD of $4.500.000 Is Ready

Mr. Bob Russ Consignment Email Phishing Scam

From: Mr. Bob Russ
email: md.meneses@udlanet.ec
Subject: Just a notice.

Attn: Consignor.
 
This is the UN audit unit of Miami International Airport (MIA). All forfeited and false declared Consignments are deposited herein the restricted bonded warehouse for auditing. On routine investigation, I discovered this forfeited consignment with your name on the bill of entry. On an extensive inspection the Value of the cash stuffed consignment was not declared but assumed approximately 10 Million usd. The Consignment was forfeited because of false declaration by the Consignee and the delivery officers' inability to pay the Non Inspection fee (NI). The Consignment was originally declared as personal effect while the real content is cash money.
 
The details on the consignment tagged is:
 
Type: SUITCASE
Wheels: 4 wheels
Handles: Trolley handle with top & side handles
Approximate Dimensions: Height: 3.20 ft, Width: 2.50 ft, Depth: 1.90 ft.
Weight: 250.22 lbs.
 
I solicit your acceptance to use my position to clear and deliver this Consignment to you on condition that I will be compensated after receipt. Indicate your acceptance by forwarding:
 
1. Your Full Name.
2. Home phone & Cell Phone
3. Home delivery address.
4. Airport Closest to you.
5. Any form of Identification either Drivers license or International Passport.
 
All communication must be private and encrypted because we are under the watchful eye of the security agents. Once the clearance is completed I will deploy the service of a secured dispatch company that will deliver to your doorstep.
 
Regards,
Robert Russell. (Mr. Bob Russ)
UN Audit Officer.

Mr. Donald Johnson Email Phishing Scam

Mrs. Ellen Pierce Email Phishing Scam

From: Mrs. Ellen Pierce
Email: bendardrobinson@gmail.com
Subject: Final Funds Release Order!!

Attention: Beneficiary

Final Funds Release Order!!

In consideration of the legislative/legal resolution reached by the World Governing Bodies: The IMF, United Nations Organization, World Bank Group, United States Government, British Government and the European Union Commission Committee on Financial and Allied Matters following series of complaints and petitions received from the office of the European Union Police Commission, The FBI and The INTERPOL respectively over the non-payment of foreign beneficiaries’ payments as at when due. This adhoc committee on fact-finding and foreign payment was subsequently inaugurated to help release immediately all the outstanding payments that had received proper approvals and endorsements from the various agencies/offices but was delayed due to the non-chalant attitudes of those at the helm of affairs.

From the records of outstanding beneficiaries due for payment with the various Government Agencies, your name was discovered as next on the list of beneficiaries whose files showed sufficient proves to receive their overdue payment but was marred by various fees imposed on them by their so-called representatives especially bank officials who ended up in ripping them off their savings instead of discharging their duties diligently and also divert their approved funds to several untraceable bank accounts without due consent of the original benefactors.

I wish to inform you that your Contract, Inheritance and Winning Fund is being processed and will be released to you through our Approved Payment Channels as soon as you respond to this notification. To avoid all further bottlenecks, we have allocated to you new International Payment Voucher Number: IMF/FRBWDC/US-BG-93WB82UN567-G, Approval Number: 7402-2011, Certificate of Merit Number: 781 and Release Code Number: 0295 and you must quote any of these Identification Numbers before us for proper identification. Note also that your file is currently in my office in New York City, and from the records I have in my file, you have been cleared to receive the sum of US$ 30,000,000.00 (Thirty Million United State Dollars only).

So indicate the mode you consider most convenient to allow us take further steps to that effect. Also reconfirm the following information to me for final ratification exercise:

1} Your Full Name, For Verifications:
2} Your Contact Telephone and Fax Number:
3}Profession and Age:


As soon as this Information are received, your payment will be duly processed and released to you as you deem fit through our most reliable payment channels within the shortest possible time. Your banking details are only relevant if you choose the first and/or last mode of payment. Further information\guidance will be availed to you as soon as we receive your response to this final payment release order.

Thanks for your anticipated cooperation.

Yours faithfully ,
Dr. Ellen Pierce (Mrs. Ellen Pierce)
Chairman, European Union
Committee on Financial and Allied Matters

Federal Reserve Bank Email Phishing Scam

From: Federal Reserve Bank
Email: upsex201@gmail.com
Subject: Federal Reserve Bank

PHISHING SCAM CLAIMING TO BE FROM MELANIA TRUMP

Donald and Melania Trump (first lady); image: public domain

Disclaimer: This email is a phishing scam and not really from the real First Lady of the United States. This scam email is here solely for informational purposes so that you can protect yourself.

EMAIL: dottgiuseppe.tedesco@alice.it
Subject: MRS. MELANIA TRUMP FIRST LADY USA.

Rev. Williams Randolf Email Phishing Scam

Mrs. Helen Harry Email Phishing Scam


From; Mrs. Helen Harry
email: confsal.unsa.e.r@alice.it
Subject: COMPLIMENTS TO YOU

Steven T. Mnuchin Secretary of the Treasury Email Phishing Scam

From: Steven T. Mnuchin
email: Alart@worldbank.org
Subject: Dear Beneficiary,

Mrs. Adrian Bayford Email Phishing Scam

From: Mrs. Adrian Bayford
email: adrianbayord1@gmail.com
Subject: I wait to hear from you if I can Trust you....???

Mr. John Francis Kelly and Mrs. Christine P. Richards FedEx Email Phishing Scam

From: Mrs. Christine P. Richards
email: silvietto105@alice.it
Subject: CONTACT FEDEXPRESS COURIER COMPANY IMMEDIATELY

Mr. Larry Anderson From British High Commission Email Phishing Scam

From: Mr. Larry Anderson
Email: loredana.sangalli@alice.it
Subject: FROM BRITISH HIGH COMMISSION

Email Phishing from Bedroom

Email Phishing from Bedroom